KIBONA, L. Marketing to the Digitally Empowered: How PalmPay Uses Blockchain to Reach the Unbanked in Iringa Municipal. Digital Technologies Research and Applications, [S. l.], v. 4, n. 3, p. 78–96, 2025. DOI: 10.54963/dtra.v4i3.1494. Disponível em: http://ojs.ukscip.com/index.php/dtra/article/view/1494. Acesso em: 15 nov. 2025.